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New York (MainStreet)-
For all the financial resolutions we made at the beginning of the year, people are very casual about how to achieve them.
It is very easy to plan for most resolutions.
Want to lose weight? Go to the gym.
Do you want to know that special person?
From . . . . . . Actually, going to the gym might not hurt there either.
Want to spend less?
That's more tricky.
The first thing to start is the money in your life.
We all have.
These are products or places where we lose money, sometimes every day, without any meaningful returns.
They are not always obvious, but removing the money pit is a quick way to start saving money, more enjoyable than having to skip small luxuries like daily coffee.
Here are some examples of stopping throwing away cash on 2015.
Razor BladesLadies, gentlemen, everyone outside, I'm talking to you guys: we have to stop spending such terrible money on razor films.
The blade is expensive.
A pack of five replacement blades can take between $15 and $20 depending on where you bought it, and we don't pretend they feel it's worth the money.
A few days later the $5 Blade started to notch and cut and we went back to the pharmacy and started another hard cut
Won Jackson the right not to be like a wild man.
Throw away Mach 3 and change to an electric one.
Decent models give a lot of shaving.
The first end will give you a good shadow of Bradley Cooper by 5. m. It’s win-
Win, much cheaper than the other in the long run.
Keurig CupsModern logistics offers us a lot of wonderful things, but most importantly, we can easily get delicious coffee.
In fact, I can walk down the street and air fresh coffee beans from Indonesia, Peru and South Africa, which I earned in the last paragraph, which is a miracle.
Enter the order now-
Coffee machine.
Coupon cottage CEO Scott clous has labeled the Keurig coffee machine as a clear money pit.
"Although the machine is relatively cheap, there are usually good coupons when buying, but K-
"The cup for each cup of coffee is a good example of someone who might have a money pit," he said . ".
"Because the machine is only with K-
Cup, the average consumer is finally K-
Sometimes up to $1 per cup.
He said, "Watch: more personal finance videos on MainStreet | more videos from Lauren Leon colview today on car loan rates This is why his website is trying to find deals on cups: they are really expensive and users need a break.
They can also get one by turning off fancy machines and a great single cup drip irrigation machine.
Coffee may be much cheaper.
Video game quiz: When was the last time you replayed the old video game?
For most of your collection, the answer may be somewhere around "I still have it?
This is not a move.
The reality is that video games focus on puzzles --
Solve the problem in one form or another, few puzzles can be satisfied with the second time.
This is the law of diminishing marginal utility.
Coupled with planned out-of-date, the industry often makes new consoles incompatible with old games, and you have a recipe full of corridor closets purchased for $60 that will never be picked up again.
Or you can rent
While renting computer games does not usually exist for many reasons, console rental is a big business.
Don't miss the opportunity to save money!
Of course, some games are worth buying, whether it's killer multiplayer or rare gems that make you come back again and again. The rest?
Take it from the local red box and store a bundle.
Almost no product can completely reflect the consumer's money pool like a printer cartridge.
The industry has been a high-profile target of litigation, revealing the manufacturers trying to get consumers involved in highcost, low-
There is no reason to produce products other than to generate profits.
"Manufacturers now keep the printer low-cost and get you involved in the purchase because they know they will continue to spend money on replacing the cartridges," said consumer finance expert Andrea Woroch . ".
"Printer ink represents one of the highest prices for all products, each
The price per gallon exceeds gold, gasoline and champagne.
Let's stress again: printer ink is more expensive per gallon than gold, gasoline or champagne.
Throw away any printers that need branded cartridges.
In any case, this is usually illegal.
Competition is a big sign of danger, and the company doesn't take your best interests to heart.
Woroch recommends switching to a printer that accepts third parties and re-manufactures cartridges and checking websites such as inkjetilly.
Find the best prices.
Competition will be your friend.
In an age of technological miracles, do you know what products actually get worse over time?
It's a light bulb.
In some museums, some of Edison's original bulbs still burned steadily after more than 100 years, while the rest of us had to go and get a ladder, 75-
Watt every month.
It's like selling a weaker product has some kind of profit motive . . . . . . Happily, there is a way out: LED and fluorescent bulbs can be used continuously for many years, sometimes in the 25 th century.
They will spend more money, but in the long run these little beauties will also save you a lot of money while helping the environment.
What else can you ask for from a product?
Cable is becoming a new landline: When was the last time you really needed it or missed it?
With more and more programs moving online, cable TV is increasingly dependent on the same
Daytime broadcasts like news and sports events.
Even so, we can watch the game by going to the nearest sports bar without dropping $100 a month on 70 channels.
"Cable providers attract new customers through a variety of promotions that maintain a lower registration rate and introduction rate," said Woroch . ". “[But]
After a few months, prices began to climb slowly, hoping that customers would not notice.
Most people don't think they can reduce the rate, no matter what they are charged.
"Do not be pushed away; push back.
She recommends checking your bills regularly and calling every few months to find out about new deals and promotions.
Enjoy a discount on free movie channels or bundled Internet services.
If they just don't play with the ball, cut off the cable subscription and find your Matt Bomer fix on Netflix.
In the process, we decided that, as a society, dental hygiene is not the same unless there is a motor.
Now, don't get me wrong, I wholeheartedly agree that any ideas can be improved with the introduction of more power.
A toothbrush that can drill holes in the wall sounds like a great Saturday afternoon project.
It's just not necessarily financial.
"While regular cleaning is important for oral health and keeping a smile, pay attention to the cost of an electric toothbrush," Woroch said . ".
"While the initial cost of the device is not high, changing the head will exceed your budget.
"Oral, for example
The Floss Action precision rechargeable toothbrush retails at $159. 99 at Amazon (
Prime members can get it for $99. 99).
"Then you have to pay $19. 47 for a three-
"The number of heads replaces the package," said Woroch . ".
"Keep in mind that no matter what type of toothbrush it is, it is recommended that you change it every three to four months.
"Instead of spending money to change the brush head and buy a new model (
Including Bluetooth recently for some reason)
, You can brush your teeth regularly and clean the old ones with flossfashioned way.
Battery is not included. --
Written for MainStreet, Eric Ryder is a freelance journalist who often writes on career and Tourism topics.
You can see more of his work on his website, a wandering lawyer.